Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Warning: Late repayment can cause you serious money problems. For help go to

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 669.35% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 669.35% APR
A secure service
We will never share your personal details without consent
Representative 669.35% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:10pm
Total to repay:

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

We are a free licensed credit broker not a Lender.

Car Loans

Whether you're looking to upgrade your existing vehicle or are a first time buyer, car loans are a great way to help you avoid the burden of large upfront payments.

At Viva Loans, we compare car finance UK wide in order to help you to find the very best rates for car loans online. Completing your initial comparison and application takes minutes and, if accepted, funds could be transferred directly into your bank account within as little as 24 hours.

It's completely up to you how much you want to borrow although you may find that some lenders have an upper limit on what they'll lend. Work out a budget for your car loans purchase and use this to find a repayment structure that you feel best meets your financial circumstances.

Am I Eligible For Car Loans?

Every car finance UK based provider will have different qualifying criteria when it comes to customer eligibility, but you'll need to fulfil a few basic requirements no matter who you decide to apply through.

For starters, you'll need:

In line with responsible lending practices, lenders will also want to know that you're able to repay your car loans without falling into financial difficulties. They may require evidence of earnings or carry out a credit check to get a more rounded view of your circumstances, however they'll always confirm this with you as part of their application should they feel it's necessary.

How Do I Apply For Car Loans?

Applying for car finance UK with Viva Loans has never been easier. Simply complete your initial application form for an online comparison and our lenders will assess your circumstances before giving you an instant decision.

Once you're happy with the final car finance UK offer, you'll be able to borrow money from your chosen lender by signing the online credit agreement. You must sign a credit agreement to be accepted for car loans as this will explain how much you're borrowing, when the repayments are due and how much in total you'll repay.

So what are you waiting for? Start your journey to a great deal on car finance UK with Viva Loans by visiting our online only application today.